First it was the single-serve coffee bag I thought of years ago, then Folger’s came out with one, which actually is really good coffee. Not quite the Starbuck’s but mostly better than what you’d get in your office.
Now this, a financial service called Zopa out of the U.K. where everyday people avoid banks (that don’t have change counters among other reasons) and instead borrow money from each other.
I had thought of a similar idea for insurance and debt consolidation. I guess I should really start pursuing my ideas further and making sure I see them to completion.